Who are they? According to this story in the weekly MKE entertainment publication they include:
- An art gallery "Executive Director"/freelance artist
- A freelance makeup artist
- A bartender
What have they got in common?
- They are young. And unlike this old, cancerous, cholesterol laden blogger, they can readily purchase health insurance. And they can buy it cheap. Did it really say $150 per month?
- They have the ability to under report their income. Freelance anything or bartender means a large part of their income is on a cash basis and possibly tips. And I'm sure every penny going in and out of that art gallery gets reported.
- They don't have real jobs. They are living their dreams and expect everyone else to pay for it.
My point about under reporting income is that the WI-Commie health plan is paid with a payroll tax. This 15% will only be paid on income that is reported, and this 15% confiscation is an even greater incentive not to report those tips. Most of the rest of us do not have that option.
For these three, the 7.5% employee share of the $30,000 or so that they report amounts to about $2250. But for a family with two $75,000 salaries and $7,500 in health insurance costs, Wisconsin will now be withholding $11,250.
So the result is that my theoretical family will pay over $3,500 more each year so that Mikey and Brittany can be artistic. But these kids will be hit too, paying $450 more than if they bought the private health insurance that is available to them now.
This MKE article shows the lie of the Michael Moore propaganda. Health insurance is available to these uninsured-Americans. They just choose not to pay for it. And the private policies they can buy now are less costly than what they will be charged if the Senate Democrats and Jim Doyle get their way.
It is time for these children to grow up and get real jobs. Or at least be responsible and pay for their own insurance.
Update: Jack Lohman points out in comments that the employee portion of the proposed health insurance tax will be 4% on payroll Therefore the tax comparisons I posted above are all crap. He references HealthyWisconsin.net as his source.
However, I did use a high value for the present policy cost for my theoretical family. Their break-even cost would be a present payment of $500 per month for insurance. (For my personal situation, the proposed plan would represent a large reduction in my health insurance costs over my current policy, with lower out-of-pocket expenses.) I’ll make no comparison of the quality of medical care offered in the two scenarios.
I stand by my conclusion that the majority of uninsured-Americans are uninsured by the personal choices they make in employment and lifestyle.